Professional Insurance
This policy addresses the unique lawsuits experts may face.
Errors and omissions exposure follows advice, not property. If your clients rely on your professional judgement, this is the policy that answers when that judgement is challenged.
What this includes
- Errors & omissions exposure
- Coverage triggers explained plainly
- Retroactive date review
- Contract requirement matching
When your judgment is the product
If clients pay for your advice, your designs, or your expertise, your largest exposure is not a slip-and-fall — it is a claim that your professional work caused them a financial loss. Professional liability, also called errors-and-omissions coverage, is what answers that kind of claim.
How E&O coverage is triggered
These policies usually respond on a claims-made basis, which makes the retroactive date and continuous coverage far more important than most people realize. We explain how the trigger works so a lapse does not leave an older project quietly uncovered.
Matched to your contracts
Client and vendor contracts often specify the exact limits and terms your policy has to carry. We read those requirements and match the coverage to them, so you are not discovering a shortfall on the day you need to prove you are covered.
Descriptions on this page are summaries only. Coverage is subject to the terms, conditions and exclusions of the policy actually issued.
Talk to a broker who will still be there when you file.
Start online in under a minute, or call and we can bind most auto policies in the same conversation. Refer a client afterwards and we will send you $25.
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